Blue Cross Blue Shield is a health insurance company that provides various insurance options, including individual plans, business plans, Medicare, and Medicaid. With any plan you have with Blue Cross Blue Shield, they will cover some or all of the costs associated with mental health care and treatment for mental health disorders. Most of Blue Cross Blue Shield's covered treatments are divided into different categories. For most mental health disorders like anxiety, depression, or OCD, traditional talk therapy is the first step. Blue Cross Blue Shield will cover your treatment with a therapist who can learn more about your unique mental health situation and recommend a treatment plan. Your doctor may also recommend various medications for mental health treatment that your insurance will also usually cover.
Thanks to the Affordable Care Act, Blue Cross Blue Shield is legally required to cover care for mental health conditions, such as anxiety, depression, OCD, and other diagnoses. Mental health conditions are treated just like any other condition. Blue Cross Blue Shield cannot deny you coverage because you have a mental health condition, and they cannot refuse to cover care for any diagnosed condition. Blue Cross Blue Shield will cover mental health care, as long as your treatment is in-network. Most insurances classify mental and behavioral health treatment as a type of specialist treatment, which means treatment can cost slightly more than a general checkup visit. The amount of coverage you receive is dependent on the type of insurance plan you hold with Blue Cross Blue Shield. We recommend reaching out to your insurance company directly to cover costs associated with care before starting treatment.
If you're in New York and would like to use your insurance, you can work with one of MyWellbeing's Dedicated providers. Our providers are in-network with Blue Cross Blue Shield and have availability to see you now. Click here to meet our team!
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Ryan is former Head of Growth. At MyWellbeing, he helps providers get matched with clients through their unique matchmaking directory. Prior to MyWellbeing, he was the founder of Kontess, an edtech solution for universities, which was acquired in 2021. He has worked with small businesses and startups alike to help them increase revenue and reach more potential customers through the use of sales and marketing at his agency, Rex Marketing & CX.